2024 401k Contribution Limits Irs. However, individual retirement account (ira) contributions will continue to be $7,000 in 2025,. The irs also announced defined benefit plan limits for 2025.

Here are the limits for 2024: For 2025, the 401(k) limit for employee salary deferrals is $23,500, which is above the 2024 401(k) limit of $23,000.